Terms of Use

1. Acceptance of Terms

By accessing and using WealthCalcApp ("the Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.

2. Description of Service

WealthCalcApp provides free online financial calculators, educational blog content, and an optional portfolio tracking tool. The Service is provided "as is" without warranties of any kind.

3. Not Financial Advice

WealthCalcApp does not provide financial, investment, tax, or legal advice. All calculators, tools, and blog content are for informational and educational purposes only. Results from our calculators are estimates based on the inputs you provide and should not be relied upon as the sole basis for any financial decision. Always consult with a qualified financial advisor before making investment decisions.

4. User Accounts

Some features (such as the Portfolio Tracker) require creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate information when creating an account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to interfere with or disrupt the Service
• Scrape, crawl, or use automated tools to extract content without permission
• Impersonate any person or entity
• Upload or transmit viruses or malicious code

6. Intellectual Property

All content on WealthCalcApp, including text, graphics, logos, code, and design, is the property of WealthCalcApp and is protected by copyright laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

7. Third-Party Services

WealthCalcApp uses third-party services including Google AdSense (advertising), Google Firebase (authentication and data storage), and Google Fonts. Your use of these services is subject to their respective terms and privacy policies.

8. Advertisements

The Service displays advertisements provided by Google AdSense. We are not responsible for the content of third-party advertisements. Advertising revenue supports the continued availability of our free tools.

9. Limitation of Liability

To the fullest extent permitted by law, WealthCalcApp shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. This includes, but is not limited to, financial losses resulting from reliance on calculator outputs or educational content.

10. Accuracy of Information

While we strive to provide accurate calculators and content, we make no guarantees regarding the accuracy, completeness, or timeliness of any information on the Service. Financial formulas and tax rules may vary by jurisdiction and change over time.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Service after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Us

If you have questions about these Terms, please contact us at: legal@wealthcalcapp.com